Financial Aid Can Help With
Many College Costs
BCC’s reasonable costs and outstanding faculty and programs make it a great value in higher education.
If you enroll full time (12 credits per term), you can estimate your 2016-2017 bill to be:
|Books & Supplies||1.035|
* Non-residents: Add $312 tuition if you are a reciprocal New England or New York resident; add $5,616 tuition if you are a non-reciprocal out-of-state resident.
** You may also be billed for mandatory health insurance under the Massachusetts Student Health Plan (2016–2017 annual fee is $1,629). Students can waive this charge online with proof of comparable insurance.
To make a budget that works so you can stay in school, in addition to paying the billed amounts above, you need to plan how you will cover living expenses while enrolled such as:
Special course supplies;
Room & board;
Miscellaneous living expenses (car payment, insurance, utilities, etc.);
Reduced work hours/reduced income.
Financial aid can help with both billed college costs and out-of-pocket living expenses. To estimate how much of your costs financial aid will cover, use the Net Price Calculator.
How Much Will It Cost Me to Attend BCC?
Answer just a few questions about your household and financial circumstances on the Cost Calculator, also known as Net Price Calculator, and you will get a “ballpark” estimate of how much (if any) you’ll need to pay to attend BCC.
Net price is the amount you need to be prepared to pay BCC after subtracting your financial aid from your total college charges. Depending on how much aid you qualify for, you could end up with a small bill or no bill at all — you could even end up with extra money to help with living expenses.
The Net Price Calculator can’t predict exactly how much financial aid you’ll receive because that depends on whether you file your FAFSA (Free Application for Federal Student Aid) on time (by May 1 each year) and whether you enroll full-time or part-time. Filing the FAFSA on time nets you more aid.
Be sure to develop a contingency plan in case your aid is insufficient to cover your basic college needs. Below are several options for you to consider:
- Scholarship opportunities offered by your high school, employer, or BCC;
- BCC’s Three Installment Payment Plan (TIPP) offered by the Student Accounts Office to help spread out your payments over time;
- A low-interest federally-guaranteed Direct Student Loan that does not have to be repaid until after you graduate or drop below 6 credits.
The Net Price Calculator is just one tool to help you plan for college. Other resources include:
- Attending a financial aid night at your high school (check with your Guidance Office in November);
- Participating in FAFSA Day Massachusetts (call Financial Aid at 413-236-1644 in January);
- Attending a BCC Open House (call Admissions at 413-236-1630 in March);
- Responding quickly to any requests for documentation from Admissions or Financial Aid.